Storm Recovery
Renters Weather Damage Guide: Leaks, Flooding, Belongings, Insurance, and Landlord Communication
Weather damage guidance for renters, including documenting leaks, protecting belongings, renters insurance, landlord messages, and unsafe conditions.
Quick answer: Renters should document weather damage quickly, protect belongings when safe, notify the landlord, and understand what renters insurance may cover.
Document damage
Photograph leaks, water lines, ceiling stains, broken windows, damaged belongings, and unsafe conditions.
Save messages and repair requests.
Protect belongings
Move items away from water or broken glass when it is safe.
Do not enter flooded or electrically unsafe areas.
Insurance and housing
Renters insurance may cover belongings and temporary living costs depending on the policy.
Landlord insurance usually does not cover tenant possessions.